Illinois Short Term Health Insurance
Your current situation may have left you temporarily without health insurance; the solution to this problem may be Illinois short term health insurance. Temporary health insurance will give you the protection you need while you seek more permanent IL health insurance.
Our FREE Health Insurance Quote Tool will help you to find your short term health insurance and allow you to compare rate quotes in order to make a better decision.
Short term health insurance, like other types of insurance, may not be available for everyone. You must meet certain requirements in order to be a candidate for IL temporary health insurance.
Eligibility Requirements for Illinois Short Term Health Insurance
Each IL short term health insurance provider may have different requirements for their temporary insurance, but here are some of the general requirements that are similar across most insurance providers.
Those who are eligible:
Those in good health and between the ages of 6 months and 64 years 11 months are eligible for short term health insurance. You will see some variation in the age minimum, sometimes down to 30 or even 15 days, but the upper limit is virtually locked because of the Medicare that becomes available at the age of 65.
Dependent children under the age of 20 or full-time students under the age of 25 may be included in the coverage of their parents plans.
Those who are not eligible:
Those over the age of 65 and newborn babies.
Anyone who will become eligible for Medicare during the short term coverage period
Those who have not been in the country for at least 1 year
Those who do not qualify for regular individual health insurance
Pregnant women
Anyone who has been declined health insurance by another health insurance provider
Those with dangerous jobs or hobbies
Those who wish to have coverage while traveling outside the United States during the coverage period.
Compare Illinois Short Term Health Insurance Quotes
The decision to go with short term health insurance is generally made out of necessity, but choosing your temporary health insurance coverage should not be made without investigation. Our FREE Health Insurance Quote Tool can make it easy for you to get quotes from IL health insurance providers. Use these quotes to compare and save!